Some Informative Sites
Today i am sharing some very beneficial links for your information. These are definitely very authoritative sites. Hope you get what you are looking for at these sites.
http://medicaid.gov/ This is also by our govt. And will give you overall ideas about the medicaid system.
Suggestion - Check for whatever you want at that site & get the quotes from our site. It will save you lots of time, efforts & frustration.
Why hospital services should be covered in medical insurance plans?
There are two reasons why the proposal focuses on hospital health insurance services. First, a healthcare facility may be the center of modern medical care, and hospitalization is necessary in a big proportion of major illnesses. Second, hospital care is very expensive; individuals who need hospital services generally face much financial burden. Medical expenses for the elderly that are hospitalized are about 5 times as great as the medical bills of the elderly who are not hospitalized.
The chief reason why certain services apart from hospital inpatient services are covered is to promote economical usage of the latter. Thus, the efforts of the health professions to reserve hospital beds for the care of the acutely ill who need the intensive care that only a hospital can furnish would be reinforced by the proposal. The provision for payment of the expense of skilled nursing care after a hospital stay, for example,
would relieve the hospitals of the issue of caring for patients in the post-acute stage of illness.
Pressure for hospital care of such patients could be expected to develop if only hospital care were included in the proposal. Similarly, as the plan would pay the costs of outpatient hospital diagnostic tests, there would be no incentive to get inpatient care where not necessary for diagnosis. In addition, needless to say, payment of the expenses of out patient diagnostic services would promote early detection of disease.
Payment of the expense of home health services, too, would encourage the use of these less costly services, where appropriate medically, rather
than those of a hospital.
